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Showing 14 loan programs
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U.S. Small Business Administration
Loan Amount
Up to $5 million
Interest Rate
Prime + 2.25%–4.75%
Term
Up to 25 years (real estate), 10 years (working capital)
Who Qualifies
For-profit businesses operating in the U.
U.S. Small Business Administration
Loan Amount
Up to $5.5 million
Interest Rate
Fixed, below-market rates
Term
10 or 20 years
Who Qualifies
For-profit businesses with net worth under $15 million and net income under $5 million after taxes.
Kiva
Loan Amount
Up to $15,000
Interest Rate
0% — completely interest-free
Term
Up to 36 months
Who Qualifies
U.
Accion Opportunity Fund
Loan Amount
$5,000 – $250,000
Interest Rate
5.99%–34.99%
Term
12–60 months
Who Qualifies
Small business owners, especially those from underserved communities including minorities, women, and immigrants.
Lendio (75+ lenders)
Loan Amount
$1,000 – $5 million
Interest Rate
Varies by lender
Term
Varies by lender
Who Qualifies
Most small businesses.
U.S. Small Business Administration
Loan Amount
Up to $50,000
Interest Rate
8%–13% typically
Term
Up to 6 years
Who Qualifies
Small businesses and nonprofit childcare centers, especially startups and businesses in underserved communities.
U.S. Small Business Administration
Loan Amount
Up to $500,000
Interest Rate
Prime + 4.5%–6.5%
Term
Up to 7 years (line of credit), 25 years (real estate)
Who Qualifies
Small businesses that need faster access to capital.
Grameen America
Loan Amount
$2,000 – $15,000
Interest Rate
15%–18%
Term
6 months
Who Qualifies
Women entrepreneurs living below the federal poverty line in select U.
LiftFund
Loan Amount
$500 – $1 million
Interest Rate
8%–16%
Term
Up to 5 years
Who Qualifies
Small businesses in underserved communities across 13 states in the South and Southwest U.
Funding Circle
Loan Amount
$25,000 – $500,000
Interest Rate
7.49%–24.99%
Term
6 months – 7 years
Who Qualifies
Businesses with 2+ years in operation, $50,000+ annual revenue, credit score 660+.
OnDeck
Loan Amount
$5,000 – $250,000
Interest Rate
Starting at 29.9% APR
Term
Up to 24 months
Who Qualifies
Businesses with 1+ year in operation, $100,000+ annual revenue, credit score 625+.
BlueVine
Loan Amount
Up to $250,000
Interest Rate
Starting at 6.2% monthly
Term
6 or 12 months (revolving)
Who Qualifies
Businesses with 2+ years in operation, $40,000+ monthly revenue, credit score 625+.
U.S. Department of Agriculture
Loan Amount
Up to $25 million
Interest Rate
Negotiated with lender
Term
Up to 30 years (real estate), 15 years (equipment)
Who Qualifies
Businesses located in rural areas (populations under 50,000).
U.S. Department of Treasury / State Programs
Loan Amount
Varies by state
Interest Rate
Below-market rates
Term
Varies by state program
Who Qualifies
Small businesses in all 50 states.
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